Many drivers have not used their vehicles at all during lockdown.
Whilst you must of course continue to insure your vehicle, even if it is not on the road, some insurance companies may offer a reduction in premiums and a few big companies have already suggested the possibility of a ‘geste commerciale’.
Indeed, the French consumer’s group ‘Que Choisir‘ explains that, according to the insurance code, “In the event of a reduction in risk during the contract, the insured is entitled to a reduction in the amount of the premium”.
Soooooo….nothing ventured, nothing gained.
Below is a model letter produced by the Service d’Information Juridique de l’UFC-Que Choisir. It is not intended to replace personalised advice which could be provided to you by professionals – but it’s worth a try!