His hidden accomplice managed to get our two rucksack/handbags whilst he bamboozled us with horrific tales of the sparks flying from our rear end in loud Spanish and we thanked him prolifically for his time! What a mess.

In addition to being an advertiser supporting this dynamic and vibrant magazine, Spectrum advisers – Philip, Sue and Derek – have agreed with P-O Life to produce articles on a quarterly basis. For our first article, we are going back to basics and providing an overview of some French bank accounts.