In addition to being an advertiser supporting this dynamic and vibrant magazine, Spectrum advisers – Philip, Sue and Derek – have agreed with P-O Life to produce articles on a quarterly basis. For our first article, we are going back to basics and providing an overview of some French bank accounts.

This time, hackers are posing as airports, publishing posts online, selling off lost and unclaimed luggage for tiny prices. In this day and age of heightened security, we’re sure none of our readers would ever fall for this, but just in case, here are the details.

The latest scam doing the rounds sees fraudsters pose as drivers in distress, asking for help after having broken down. In most cases, the scam is even further disguised by the con artist being accompanied by a woman and children, the perfect family!

Sometimes it’s easier to stay with an unsatisfactory bank, than to research and change to a different one, particularly if you have several accounts. It could be out of the frying pan…